Since You've Invested So Much In Your Home, Make Sure It's Properly Insured By Choosing Guideone's Premier Pacer Homeowners Policy.

It provides the highest levels of comprehensive coverage available, along with multiple options that allow you to customize a plan to meet your exact

needs. Compared to other policies, Pacer offers superior protection for your property, personal liability and financial future.


As Our Most Comprehensive Homeowners Policy, Pacer Provides An Outstanding Combination of Property Coverage And Personal Liability Protection.

You can choose from several deductible options, up to $5,000. What’s more, replacement cost coverage is included for your home and personal

property with no deduction for depreciation (see policy for special limits on certain types of personal property).


To Protect Your Residence, Garage, Other Buildings And Personal Possessions, Pacer Covers Many Perils.

  • Fire, lightning, windstorm and hail;
  • Window breakage;
  • Water damage from sudden and accidental leakage or overflow of plumbing, heating or air conditioning;
  • Damage to your home by an auto, even if owned or operated by a resident;
  • Loss due to collapse of the building;
  • Electrical damage (excluding tubes, transistors, electrical components or circuitry) from artificially generated electricity such as power surges;
  • Smoke damage;
  • Freezing of plumbing, heating and air conditioning systems and appliances;
  • Owned golf carts;
  • Loss from weight of ice, snow or sleet to buildings; and
  • Heater or heating losses (e.g., explosion of steam or water heating system and appliances).